Accounts are federally insured up to $250,000 by
the National Credit Union Administration. Go to
www.ncua.gov for more information.
Wishing all of our members a Happy and HealthyNew Year!!!
We’re lowering Our Already Low LoanRates!!!
Do you use other credit union services? If you do,we’ll lower your next loan rate by as much as 50 basispoints! That’s right, our loan rates can be lowered by youruse of other credit union services (does not apply to VisaCredit Card rates). If you don’t use other services, why notsign up now? You’ll save money on your next loan rate andon the services you sign up as well!
Each of these five services can help you reduce yournext loan rate by 10 basis points! The services are:
- NO monthly fee or minimum balance ShareDraft Checking Account
- NO fee Visa Check (Debit) Card
- NO annual fee, fixed rate Visa Credit Card(Classic or Gold)
- Money Market Account
- Certificate of Deposit (2 years or longer term).
If you have all five, you’ll lower your rate by 50 basispoints! That’s 50 basis points off our already low rates (notapplicable to Visa Credit Cards rates). Example, your rate is5.74% APR, with five services it could be as low as 5.24%APR. Add in the savings from the additional services weoffer that cost you much less than other financial institutions,and really enjoy the credit union difference!
Call today and apply!
Annual Meeting
The 2010 Annual Meeting will be held on March 26,2011 at the Orland Chateau in Orland Park. Our businessmeeting will start at 6:00 PM.
The Annual Dinner/Dance will follow the businessmeeting for those members that have purchased tickets.They will be available at any office March 1st and includesan open bar, dinner, a live band till midnight and doorprizes. Tickets are limited and are available on a first come,first serve basis.
Come celebrate our 76th Annual Meeting!
Surcharge-free ATMs through CO-OPATM Network
We are a part of the largest credit union-onlysurcharge–free ATM network in the country with 28,000locations. That includes 9,000 deposit taking machinesand 5,500 7-Eleven locations in the US and Canada.
Access Co-op ATM locations by going Online,IPhone application, Text Messaging and GPS. Home oraway, these resources are available 24/7. Just anotherexample how your credit union works for you!
Holiday Closures
The Credit Union will be closed in observance ofthe following holidays in the first quarter:
| January 17th | Martin Luther King Jr. Day |
| February 21st | Presidents’ Day |
Ready for Retirementor already there?
Whether you are buildinga retirement account, payday bypayday, have accumulated abalance to protect from marketfluctuations or enjoying theretirement you saved for - thecredit union offers a safe,federally insured, no costalternative.
We offer Traditional, Rothand Educational IndividualRetirement Accounts to help youprepare for retirement oreducational expenses.
We offer brochures at alloffices and staff to help answerquestions about IRA’s but youmay wish to consult a financialadvisor as to which IRA is yourbest choice.
Federal insurance onIRA’s are separately insured up to$250,000 from your other savingsaccounts. Worry less with acredit union IRA!
Locations and Hours
971 N. Collins Street (Lobby)
Joliet, IL
(815) 727-3691
291 Springfield Ave (Lobby)
Joliet, IL
(815) 741-1847
11737 Southwest Hwy (Lobby)
Palos Heights, IL
(708) 448-2016
1910 Ferro Drive (Lobby)
New Lenox, IL
(815) 726-3440
Lobby Hours
Mon - Thurs 9:00 - 5:00
Friday 9:00 - 6:00
Saturday Lobby Closed
Drive-up Facilities
291 Springfield Ave
Joliet, IL
1910 Ferro Drive
New Lenox, IL
Drive-up Hours
Mon - Thurs 7:30 - 5:00
Friday 7:30 - 6:00
Saturday 8:00 - Noon
Touch Tone Teller
Available 24 Hours
(815) 774-3730
or
Outside 815 area code
(888) 488-8636
Website Address
www.newcenturyfcu.org
